Create a personal monthly budget with SmartFinCalc. Track income, expenses, and savings goals to manage your finances and stay on top of spending.
Use our free monthly budget calculator to track your income, expenses, and savings goals. It’s designed to help you stay organized, reduce overspending, and make smarter financial decisions — whether you're a student, family, or working professional.
Start by listing your monthly income, followed by fixed and variable expenses. Subtract total expenses from income to find your surplus or deficit.
It’s a method where 50% of your income goes to needs, 30% to wants, and 20% to savings or debt repayment.
Yes, you can add multiple income sources and expenses to reflect your household’s budget.
Absolutely. It’s ideal for tracking tuition, rent, groceries, and other expenses with limited income sources like part-time jobs or scholarships.